1) For Spectrum Mobile Protection Plan customers, there is a limit of two claims within 12 months for accidental damage, loss and theft. There is no claim limit for hardware service (mechanical/electrical failure) and accidental damage (smartphone screen-only repair).
2a) For Spectrum Mobile Repair & Replacement customers in all states except New York, the program allows up to two covered loss or theft claims within a rolling 12-month period based on the date of the first replacement. The maximum coverage per claim is the lesser of the replacement device or the purchase price of the claimed device, minus your service fee/deductible. There is no limit to screen-only breakdown and damage claims. If your device cannot be repaired by an Assurant-authorized repair center it will be replaced or reimbursed up to the maximum limits allowed in your coverage documents.
2b) For Spectrum Mobile Repair & Replacement Plan customers in New York, the program allows up to two covered accidental damage, loss or theft, claims in a rolling 12-month period based on the date of the first repair or replacement. The maximum coverage per claim is the lesser of the replacement device or the purchase price of the claimed device, minus your deductible. There is no limit to covered screen-only repair claims.